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Send and receive money instantly, no bank account or ID required.* No fees between wallets, ever.
Free to open with your email and phone number.
*Up to R5,000 in and R5,000 out each month. Verify your ID in the app to raise both to R50,000.
Charge a customer
R85.50
Waiting for payment…
Four moves cover everything you do with Bamba. Each one takes seconds.
Pay into our bank account using your own reference. Your wallet is credited once it lands.
Top up
R500.00
Top up by EFT with your own reference. Credited once it lands in our account.
Send to any @username. Free, instant, day or night.
Sipho Mokoena
@sipho
R150.00
Send to any @username. Free, instant, day or night. Confirmed with your PIN.
Scan the shop’s QR and enter your PIN. The shop sees it paid straight away, and you pay nothing extra.
Mama’s Kitchen
Food & Beverage
R45.00
Scan a shop’s QR and enter your PIN. The shop sees it paid straight away.
Withdraw by PayShap to your phone for R7.50, or as an ATM Cash Send.
Withdraw
R500.00
Withdraw by PayShap to your phone for R7.50, or as an ATM Cash Send.
You pay when cash leaves the system, and shops pay a small cut when they get paid. That’s the whole business.
| Send to another wallet | Free |
|---|---|
| Top up by EFT | Free |
| Withdraw by PayShap | R7.50 |
| ATM Cash Send | R10–R30 |
| A shop receives a payment | 1.5% + R1.00 |
Type the amount, your customer scans, and you see it paid. No card machine, no monthly fee.
When you top up, the money is held in our business bank account on your behalf and shown as your wallet balance.
Bamba Wallet is currently unregulated. Your balance isn’t a bank deposit in your name, and it isn’t covered by deposit insurance.
Every transaction is logged, and you can request a withdrawal at any time.
The questions people actually ask before they trust us with their money.
No. You can open a wallet with just your email address and phone number and start sending and receiving money right away. Verifying your identity is optional, it only raises your monthly limits, it’s never required for basic use.
Yes, always. Sending money to another Bamba Wallet user costs nothing: no percentage, no minimum fee, no catch.
Deposit by EFT using your reference, and your wallet is credited once it lands in our account. Withdraw whenever you want, by PayShap to your mobile number or as an ATM Cash Send. See Fees & Limits for the exact costs and limits.
Contact support and we’ll help you regain access. Losing your phone doesn’t mean losing your balance, it stays tied to your account, not the device.
From two things only: 1.5% + R1.00 when a merchant receives a payment, and a small flat fee on cash withdrawals. We don’t charge for holding a balance or for sending money to other users.