Fees & limits.
Every cost, in rands. Sending to other people is always free.
| Manual EFT | Make an EFT to our bank account using the reference we give you, then submit a deposit request in the app. Your wallet is credited once our team confirms the payment has arrived, usually within a few hours on business days. Minimum R50, maximum R25,000 per deposit. | Free |
|---|
| PayShap | A flat R7.50 fee per withdrawal, paid to the mobile number linked to your bank’s PayShap service once our team processes it. Minimum R50, maximum R50,000 per withdrawal. | R7.50 |
|---|---|---|
| ATM Cash Send | Withdraw as a cash-collection code at any participating ATM, no bank account needed. R10.00 for R100–R1,499, or R30.00 for R1,500–R3,000. Minimum R100, maximum R3,000. | R10–R30 |
| Wallet to wallet | Sending money to another Bamba Wallet user is always free and instant, up to your available balance and monthly limit. | Free |
|---|
| Payment received | Deducted automatically from each customer payment. On a R100 payment you receive R97.50. The minimum payment to a merchant is R5. No signup cost or monthly charge, and customers pay nothing extra. | 1.5% + R1.00 |
|---|---|---|
| Payouts | Merchant withdrawals are paid in one batch every night after 23:00. Request before 23:00 to be paid that night; later requests go in the next night’s batch. The usual PayShap or Cash Send fee applies. | Nightly, 23:00 |
| Unverified | Deposit up to R5,000 a month, and send, pay and withdraw up to R5,000 a month combined. Verify your identity in the app to raise both. | R5 000 each way |
|---|---|---|
| Verified | Verify with your South African ID number from your profile; our team reviews it, usually within one business day. Per-transaction limits still apply: R25,000 per deposit, R50,000 per PayShap withdrawal, R3,000 per ATM Cash Send. | R50 000 each way |
What a shop keeps.
Type any amount to see the fee and what lands in the merchant’s wallet.
Customer paysR100.00
Bamba fee (1.5% + R1.00)R2.50
You keepR97.50
Your customer pays nothing extra.